This year has been crazy, but for my partner and me, it’s been a great year.

We bought our first home early in the year and we’ve recently welcomed our first child, our daughter, Chloe. We’re happy to finally be starting a family and the life we always wanted.

Babies are a huge responsibility, and we were ready for that, but there were some things we hadn’t thought of. When my mom told us we needed to get life insurance, we were taken aback.

We’re a young and fairly healthy couple, so it never really crossed our minds. We’re both super busy trying to juggle being new parents and our careers, but she was right. We have a child now who needs to be protected under any circumstance.

The only problem was, we had no idea where to start when it came to this kind of thing. We read so many parenting books, bought absolutely everything a baby could need, but we’d never looked into life insurance or anything like that.

That evening, we got online to search for the best life insurance and felt even more overwhelmed. We went onto a few sites that looked like they hadn’t been updated in a decade. Most of them involved filling something out and waiting for a call. Plus, a lot of companies required a full health exam. We’re super busy and just wanted things to be as simple as possible.

Then, we came across a company that stood out to us – Fabric. The site was so much clearer than the previous ones we visited, and compared to other companies, Fabric focuses on busy parents like us who want to “tackle their parental must-do list” in an easy, simple way.

While you can apply for life insurance on their website, we chose to install the Fabric app and realized that Fabric isn’t just a great way to apply for insurance, it’s a one-stop-shop for families and financial services. They also offer free will services, 529 plans, rainy day savings accounts, and more.

In my opinion, term life insurance is where Fabric really shines. The application takes about 10 minutes to fill out and all I had to do was answer a few simple questions. You could be approved for coverage right away but some will need to have their application reviewed by an underwriter before a final decision can be made.

If you qualify for an offer, you can adjust your coverage amount and term length prior to purchase to make your rate more affordable and, from there, it’s as easy as typing in your credit card information to get covered.

I was surprised at how simple they’ve made it to reach this step. I didn’t expect the process to be as quick and seamless as it is, but Fabric really makes it as easy as possible which is exactly what parents need.

If you’re a busy new parent like us, but don’t know where to start when it comes to family finances, you should check out Fabric. Their process is made for new parents, so it’s much simpler than other insurance agencies.

It really has everything to do with finances, simplified under one roof. I’d highly recommend Fabric.

Plan Your Family’s Financial Future With Fabric

Fabric offers term life insurance policies (Form ICC16-VLT, ICC16-VLT19, and CMP 0501 with state variations where applicable) issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by Vantis Life Insurance Company of New York, Brewster, NY (NY only). Coverage may not be available in all states.

Issuance of coverage for term life insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life. Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life, accident, and health insurance products. FIA will receive compensation from Vantis Life for such sales.